Services

Investment and Retirement Planning

• Mutual Funds and Variable Annuities
• Estate Planning and Asset Allocation Models
• Retirement Needs Analysis
• Securities & Brokerage Services
• Money Market Accounts
• Fixed & Equity Indexed Annuities
• Individual Retirement Accounts (IRAs)
• Pension Maximization Strategies Using Life Insurance

Employee Benefits

• Simple and SEP IRAs
• Payroll Deduction Plans
• 401k and Single K Plans 
• Pension and Profit Sharing
• Group Disability Income Insurance
• Group Life Insurance
• Health Insurance & Health Savings Account
• Non-Qualified Retirement Programs

College Funding Products

• 529 Plans, Coverdell ESA
• Financial Aid Analysis
• FAFSA and CSS Profile
• Consultation & Planning
• Scholarship Search Guidance
• College Costs Analysis & Strategies
• Analysis of Investments & Alternatives
• Expected Family Contribution (EFC) Projection

Insurance Services

• Life Insurance
• Term Life Insurance
• Whole Life Plans
• Short-Term & Long-Term Disability
• Long Term Care Insurance
• Disability Income Insurance Needs Analysis
• Universal Life & Variable Universal Life

Business Continuation Planning

• Buy/Sell Funding
• Key Person Insurance
• Business Valuation Analysis
• Family Business Succession Planning
• Business Overhead Expense Coverage

Executive Fringe Benefits

• Executive Bonus Plans
• Group Carve out plans using Life, Disability, & Long Term Care products
• Deferred Compensation planning

 

 

I Save Financial Lives

John Summers can provide you with an array of financial and investment services. We specialize in forming reliable retirement and college plans for clients of all ages.

Call John Summers today in Victor, New York, at              (585) 924-7781 to learn about our investments, insurance, retirement plans, and employee benefits.